Will Closing a Credit Card Hurt Your Credit?

Will Closing a Credit Card Hurt Your Credit? You might have good reasons to cancel a credit card. Maybe you no longer make use of it, or you’ve decided to downgrade to a card with a better rewards program. But before making any decisions, consider the following:...

4 Ways To Leverage Credit To Build Wealth

4 Ways To Leverage Credit To Build Wealth   If credit is used in a constructive way, it can be an invaluable tool in building wealth creation for the future. Here are a few ways to utilize credit. There has been a rise in awareness of the risks of taking out...

Will Carrying a Balance on Credit Cards Help My Credit Score?

Will Carrying a Balance on Credit Cards Help My Credit Score? Paying your charge card bills in full every month will not harm your credit score — and it’s the most economical way to use plastic. However, having even a small amount on your credit card each month...

0 Balance Transfer Credit Card Are They Worth It

0 Balance Transfer Credit Card Are They Worth It It’s a plastic ocean out there with numerous banks and financial institutions scrambling to sell you their 0 balance transfer credit card. And there are so many kinds of credit cards available in the market that a...