From maxing out to debt-free: How to manage your credit cards properly Credit cards can be a helpful tool when used responsibly. Making scheduled, on-time payments can boost your credit score, and certain cards offer rewards for specific products or services or even...
Have You Ever Wondered What the FICO Pie Chart Means? Fair Isaac created FICO Score models to rate an individual’s credit history. In 1989, the company began selling new business models and scoring models to banks and consumers. A pie chart allows factors...
5 Tips For Using Credit To Build Wealth Based on the Spectrem Group, there were about 7.5 million millionaires in the USA in 2005. Utilize your credit score to leverage assets for wealth generation; 1 percentage point could be responsible for saving you between $20...
Leveraging credit card points to save on travel expenses The dangers of credit cards and debt have been elaborated on in this blog. Credit cards and debt are challenging problems. Expecting an ordinary consumer, it has been agreed upon that an increasing number of...
The benefits of having a good credit score There is no one right way to build a strong credit score. However, some general guidelines can help you to improve your credit rating. Payment history is essential in determining your credit score, so it is vital to make sure...
Good credit is the key to a successful future Credit is one of the most important aspects of your financial life. It’s a reflection of your ability to borrow money and repay it on time, and it can have a major impact on your ability to get loans, lines of...
