How to Remove Items From Your Credit Report in 2022 Your credit report is supposed to reflect your financial history in full, but mistakes can and often do occur. Don’t over dependent on inaccurate details that may be lowering your credit rating....
Bankruptcy: Chapter 7 vs. Chapter 13 When you’re facing bankruptcy, it might seem that the end of the world is approaching, but it isn’t. In fact, bankruptcy can provide you with a way out of a financial predicament. And you’re not the only...
4 Steps To Remove Collections From Your Credit Report A collection account can lower your credit score, and can generally be listed on your credit report for up to seven years. Frequently, a collection entry will even prevent your approval for any home...
Will Closing a Credit Card Hurt Your Credit? You might have good reasons to cancel a credit card. Maybe you no longer make use of it, or you’ve decided to downgrade to a card with a better rewards program. But before making any decisions, consider the following:...
How Long Does an Eviction Stay on Your Record? According to federal laws, the earliest an eviction stays on your record is seven years. After this period of time, evictions are removed from your record, including rental history and your credit history....
How Long Does It Take To Improve Your Credit Score? Whether you’re with a low credit score, it may feel like a red mark follows you everywhere you go. Working on improving your credit is a worthwhile endeavor because a better credit score will result in...
